Select Program 30 Years Fixed 20 Years Fixed 15 Years Fixed 7/1 ARM 5/1 ARM 3/1 ARM Select Purpose Purchase Refinance Rate/Term Refinance Cash-out Dear Sharon, I want to compliment you and your staff for the wonderful treatment I received in the refinancing of my home. All of you were so kind...

COMPARE RATES We Compare our rates with other lenders DAILY! 30 Years Fixed Conf. ($417,000) 20 Years Fixed Conf. ($417,000) 15 Years Fixed Conf. ($417,000) 7/1 ARM Conf. ($417,000) 5/1 ARM Conf. ($417,000) 3/1 ARM Conf. ($417,000) Updated 5/8/2008, 9:41:00 AM Assumptions Lender Rate APR Points/Rebate Point & Fees Payment    5.375 5.500 5.625 5.750 5.875 6.000 6.125 6.250 6.375 6.500 5.847 0.875 $4,348.75 $2,433.50   COMPETITORS  American Express 5.875 6.017 1.000 unavail * $2,466.71  Bank of America 6.125 6.220 0.936 unavail * $2,533.74  BankOne 6.250 6.309 0.125 unavail * $2,567.54  Cendant Mortgage 5.994 6.192 1.000 unavail * $2,498.52  Charter One Direct 5.750 5.924 1.375 $6,748.75 $2,433.50  Chase 6.250 6.309 0.125 unavail * $2,567.54  Citibank 5.750 5.953 1.750 $8,387.50 $2,433.50  Eloan 5.750 5.935 1.407 unavail * $2,433.50  GMAC 5.875 5.997 1.000 unavail * $2,466.71  HSBC Bank 6.375 6.527 0.000 unavail * $2,601.54  IndyMAC 5.750 5.944 1.489 $7,004.13 $2,433.50  Peoples Bank 6.125 6.243 0.000 unavail * $2,533.74  PHH Mortgage 5.994 6.192 1.000 unavail * $2,498.52  PNC Bank 6.082 6.302 1.000 unavail * $2,522.15  Remax 6.125 6.311 1.161 unavail * $2,533.74  Sovereign Bank 6.125 6.198 0.000 unavail * $2,533.74  Union Bank of California 6.250 6.381 1.000 $5,425.00 $2,567.54  US Bank 6.250 6.321 0.000 unavail * $2,567.54  Washington Mutual 5.750 5.881 1.000 unavail * $2,433.50  Wells Fargo 6.000 6.226 1.000 unavail * $2,500.13  Zions Bank 5.750 5.895 1.250 $5,707.50 $2,433.51 * Unavailable We do your homework by compiling rates and fees of top national mortgage lenders each business day 10-11:59AM. Both our rates and competitors' rates are subject to change anytime according to secondary market. Please check rates often. 1 Minute Application Complete our simple short form and our advisors will assist you with a no-obligation loan review! FIRST NAME LAST NAME PHONE NO. - - ALT. PHONE NO - - EMAIL BEST TIME TO CALL Anytime Morning Mid Day Afternoon Evening LOAN PURPOSE Please Select Purchase, property has been identified Purchase, I am still looking for a property Refinance Rate/Term Refinance Cash-Out Home Equity Equal Housing Lender. Casa Blanca Mortgage, Inc., DBA Shearson Mortgage. Some products may not be available in all states. ©2008 Shearson Mortgage. All rights reserved.

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