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Dear Sharon,

I want to compliment you and your staff for the wonderful treatment I received in the refinancing of my home. All of you were so kind...
Option ARMs
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OPTION ARMs is Powerful Money Management Tool

The absolute best and most reasonable tool to finance a home and manage one’s cash flow at the same time

The only mortgage tool that allows a borrower to choose from many different types of payments

Allows the borrower to make financial decisions based on their needs and/or preferences and current situation at any given time
A tool that does what?

Allows Financial Flexibility

Cash Flow Management

Tax Benefits/Planning
Four Primary Payment OPTIONS...

Minimum Payment

Interest Only

30 Year Amortized

15 Year Amortized

ANY other amount that is greater than the minimum payment
Minimum
Payment
Interest Only
Payment
30 Yr. Amortized
Payment
15 Yr. Amortized
Payment
  Option ARM YES YES YES YES
  5/1 ARM NO Some Programs YES NO
  30 Year Fixed NO Some Programs YES NO
  Loan Amount : $400,000
Minimum
Payment
Interest Only
Payment
30 Yr. Amortized
Payment
15 Yr. Amortized
Payment
  Option ARM
  (Start 1.00%
  Margin 2.2%)
$1,286.56 $1,346.67 $1,918.90 $2,966.78
  5/1 ARM
  (5.25%)
NO NO $2,208.81 NO
  30 Year Fixed
  (6.25%)
NO NO $2,462.87 NO
  Loan Amount : $400,000  (Option ARM : Subject to 7.5% Payment change cap & Lifetime Cap of 9.95%)
YEAR 1
Minimum
Payment
YEAR 2
Minimum
Payment
YEAR 3
Minimum
Payment
YEAR 4
Minimum
Payment
YEAR 5
Minimum
Payment
  Option ARM
  (Start 1.00%
  Margin 2.2%)
$1,286.56 $1,383.05 $1,486.78 $1,598.29 $1,718.16
  5/1 ARM
  (5.25%)
$2,208.81 $2,208.81 $2,208.81 $2,208.81 $2,208.81
  30 Year Fixed
  (6.25%)
$2,462.87 $2,462.87 $2,462.87 $2,462.87 $2,462.87
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Call now at 1-866-395-6972 or Apply Now!
Equal Housing Lender. Casa Blanca Mortgage, Inc., DBA Shearson Mortgage. Some products may not be available in all states. ©2008 Shearson Mortgage. All rights reserved.