Shearson Mortgage - Terms of Use

Dear Sharon,

I want to compliment you and your staff for the wonderful treatment I received in the refinancing of my home. All of you were so kind...

Between User ("You") AND Casa Blanca Mortgage, Inc., DBA Shearson Mortgage.

Please read this agreement ("Agreement") carefully before accessing or using this Web site ("Site"). By accessing or using the Site, you agree to be bound by this Agreement. Shearson Mortgage and its third-party content suppliers ("Suppliers") provide the information and services on this Site to you, the user, conditioned on your acceptance without modification of the terms, conditions, and notices contained herein. Your use of this Site constitutes your agreement to all such terms, conditions, and notices.

The information and services offered on this Site are provided with the understanding that neither Shearson Mortgage nor its suppliers are engaged in rendering legal or other professional services or advice. Your use of the Site is subject to the additional disclaimers and caveats that may appear throughout differing portions of the Site and/or its third party content partners including, without limitation, Meyers Internet.

Shearson Mortgage and its agents assume no responsibility for any consequence relating directly or indirectly to any activity that you take or omit based on the information, services, or other material on this Site. While Shearson Mortgage and its suppliers strive to keep the information on this Site accurate, complete, and current, Shearson Mortgage and its suppliers cannot guarantee, and will not be responsible for any damage or loss related to, the accuracy, completeness, or timeliness of the information.

LIMITATIONS ON USE: ACCEPTABLE USE POLICY

You agree that all access and download of materials from this Site must solely be for personal noncommercial use. All other uses are strictly prohibited. Users are strictly prohibited from gaining access to secure, password-protected portions of the Site outside of their own personal loan application form. Unauthorized attempts at getting access to prohibited materials may result in state or federal criminal prosecution.

As a condition of your use of this Site, you agree that you will not use this Site for any purpose that is unlawful or prohibited by the Site's terms, conditions, and notices. Any violation of these terms and conditions terminates your use of this Site.

INTELLECTUAL PROPERTY NOTICE

All materials on this Site (as well as the organization and layout of the Site) are owned and copyrighted or licensed by Shearson Mortgage and its content suppliers. All reproductions, distributions, or transmissions of this Site's materials are prohibited without the express written permission of Shearson Mortgage.

LIABILITY DISCLAIMER

You agree that your use of this Site is solely at your own risk. Shearson Mortgage is in no way liable for any and all costs associated with your use of this site including, without limitation, the need for printing or ata processing equipment or other costs.

DUE TO PERIODIC UPDATES, THE INFORMATION, SOFTWARE, PRODUCTS, CONTENT AND SERVICES PUBLISHED ON THIS SITE MAY INCLUDE INACCURACIES OR TYPOGRAPHICAL ERRORS. SHEARSON MORTGAGE, ITS AFFILIATES, AND/OR ITS RESPECTIVE SUPPLIERS MAY WITHOUT PRIOR NOTICE MAKE IMPROVEMENTS AND/OR CHANGES IN THIS SITE INCLUDING BUT NOT LIMITED TO THE INFORMATION, SERVICES, PRODUCTS, OR OTHER MATERIAL AT ANY TIME. ALL INFORMATION, PRODUCTS, AND SERVICES ARE PROVIDED "AS IS" WITHOUT WARRANTY OF ANY KIND. IN NO EVENT SHALL SHEARSON MORTGAGE , ITS AFFILIATES, AND/OR ITS SUPPLIERS BE LIABLE FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL, OR CONSEQUENTIAL DAMAGES ARISING OUT OF OR IN ANY WAY CONNECTED WITH THE USE OF THIS SITE OR WITH THE DELAY OR INABILITY TO USE THIS SITE, OR FOR ANY INFORMATION, PRODUCTS, AND/OR SERVICES OBTAINED THROUGH THIS SITE, OR OTHERWISE ARISING OUT OF THE USE OF THIS SITE, WHETHER BASED ON CONTRACT, TORT, STRICT LIABILITY, OR OTHERWISE, EVEN IF SHEARSON MORTGAGE , ITS AFFILIATES, OR ANY OF ITS CONTENT SUPPLIERS HAS BEEN ADVISED OF THE POSSIBILITY OF DAMAGES. BECAUSE SOME STATES/JURISDICTIONS DO NOT ALLOW THE EXCLUSION OR LIMITATION OF LIABILITY FOR CONSEQUENTIAL OR INCIDENTAL DAMAGES, THE ABOVE LIMITATION MAY NOT APPLY TO YOU.

INDEMNIFICATION

You agree to indemnify, defend, and hold harmless Shearson Mortgage, its affiliates and content suppliers from any liability, loss, claim, and expense (including attorneys' reasonable fees) related to your violation of this Agreement.

LINKS TO THIRD PARTY SITES

Outside Links - While on this Web site, you may be led to other Web sites operated by parties other than Shearson Mortgage or its affiliates. Inclusion of hyperlinks by Shearson Mortgage to Web sites does not imply any endorsement of the material on such Web sites or any association with their operators, and you access and use such sites, including information, material, products, and services therein, solely at your own risk. We are not responsible for the accuracy, quality or results or any product or service provided by these companies. Review their products and services carefully. Furthermore, because the Shearson Mortgage privacy policy is applicable only when you are on our Site, once linked to another Web site, you should read that site's privacy policy before disclosing any personal information. Their own privacy policies may be different than ours. We are not responsible for the use of the information that you give these third parties.

CHANGES TO AGREEMENT

Shearson Mortgage may modify this Agreement at any time and such modifications shall be effective immediately upon posting of the modified Agreement. You agree to review the Agreement periodically, and your continued access or use of this Site shall be deemed your acceptance of the modified Agreement.

MISCELLANEOUS

This Agreement and the resolution of any dispute related to this Agreement or this Site shall be governed by and construed in accordance with the laws of California without giving effect to any principles of conflicts of law. Failure by Shearson Mortgage, its affiliates, or content providers to insist upon strict enforcement of any provision of this Agreement shall not be construed as a waiver of any provision or right. You agree that regardless of any statute or law to the contrary, any claim or cause of action arising out of or related to use of this Site or this Agreement must be filed for arbitration within one (1) year after such claim or cause of action arose or be forever barred. You agree to bring any and all claims arising from or related to the Site to arbitration as administered by JAMS/ENDISPUTE in the city of Los Angeles, California.

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